Personal Insurance for Individuals & Families

You deserve to feel confident that your family, home, and vehicles are covered—no surprises, no confusion. As a boutique, family-run agency in Casselberry, LIG Specialty Insurance makes personal insurance simple, personal, and always in your best interest. Here, you’re a name, not a number—and every conversation starts with understanding what matters most to you.

Protect What Matters Most.

Florida can be a complicated place for insurance—from hurricanes and rising rates to ever-changing rules. We listen first, explain every option, and tailor coverage so you can get back to what matters.


As your independent agent, we shop trusted carriers, help you bundle policies, and stay with you as your needs change.


We specialize in coverage for:


  • Families and individuals who want a real person looking out for their interests
  • Business owners who need all their coverage managed by a team they already trust
  • Local homeowners, condo owners, and renters in Casselberry, Orlando, and Seminole County
  • Those who value personal attention and honest advice—not just a low price
Black and white line drawing of a car.

Auto Insurance

Protects you, your vehicle, and your family from Florida’s unpredictable roads.

Icon of a dog house with a double roof, and an arched doorway.

Homeowners Insurance

Covers your home, belongings, and personal liability—essential for every Florida homeowner.

House with key and shield icon.

Renters Insurance

Affordable coverage for your personal property and liability while renting.

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Condo Insurance

Custom coverage for condo owners—protects what your HOA doesn’t.

Offering all of the above, plus more:

RV

Umbrella

Motorcycle

Classic Car

Off-road vehicle

Rental property

Excess Liability

Flood

Valuable Posessions

High Net Worth

Secondary Home

Watercraft

Mobile Home

Yacht

Who Needs Personal Insurance?

Everyone. Whether you’re buying your first car, settling into a new home, or just want honest answers about coverage, LIG Specialty is here to help. If you want guidance from a real expert (not a call center), you’re in the right place.

Red car with severe damage to the rear, loaded on a tow truck.
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Frequently Asked Questions

FAQs About Personal Insurance

  • Can I bundle my home and auto insurance?

    Absolutely. Bundling can save money and streamline your coverage. We help you compare top carriers and manage it all in one place.

  • Do I need flood insurance in Florida?

    Standard homeowners and renters policies do not cover flood. If you’re in a flood-prone area (or want extra peace of mind), we’ll guide you through adding separate flood coverage.

  • What factors affect my personal insurance rates?

    For auto: driving history, vehicle type, and location. For home: age of your house, roof, construction type, and claim history. We help you understand what you can control—and find discounts

  • Is renters insurance really necessary?

    Yes! Renters insurance is inexpensive and covers your belongings and personal liability. Many landlords now require it, but it’s a smart move even if they don’t.

  • How do I file a claim or get support?

    Call us directly—no call centers. We’ll guide you every step of the way and help advocate for you with the insurance carrier.

Let’s Protect What Matters—Together

Reach out for a personalized quote, a full coverage review, or just straightforward answers. LIG Specialty Insurance makes personal insurance easy, clear, and always personal.